Accesses accounts, transactions and budgets through the Actual Budget API.
Setup
Choose your client, copy the config, then fill in any required environment variables.
claude mcp add actual-budget --env ACTUAL_SERVER_URL='<ACTUAL_SERVER_URL>' --env ACTUAL_PASSWORD='<ACTUAL_PASSWORD>' --env ACTUAL_BUDGET_SYNC_ID='<ACTUAL_BUDGET_SYNC_ID>' --env ACTUAL_BUDGET_ENCRYPTION_PASSWORD='<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>' --env ACTUAL_DATA_DIR='<ACTUAL_DATA_DIR>' -- npx -y actual-mcp~/.codex/config.toml
[mcp_servers.actual-budget]
command = "npx"
args = ["-y", "actual-mcp"]
env = { ACTUAL_SERVER_URL = "<ACTUAL_SERVER_URL>", ACTUAL_PASSWORD = "<ACTUAL_PASSWORD>", ACTUAL_BUDGET_SYNC_ID = "<ACTUAL_BUDGET_SYNC_ID>", ACTUAL_BUDGET_ENCRYPTION_PASSWORD = "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>", ACTUAL_DATA_DIR = "<ACTUAL_DATA_DIR>" }
# codex mcp add actual-budget --env ACTUAL_SERVER_URL='<ACTUAL_SERVER_URL>' --env ACTUAL_PASSWORD='<ACTUAL_PASSWORD>' --env ACTUAL_BUDGET_SYNC_ID='<ACTUAL_BUDGET_SYNC_ID>' --env ACTUAL_BUDGET_ENCRYPTION_PASSWORD='<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>' --env ACTUAL_DATA_DIR='<ACTUAL_DATA_DIR>' -- npx -y actual-mcp~/.cursor/mcp.json
{
"mcpServers": {
"actual-budget": {
"command": "npx",
"args": [
"-y",
"actual-mcp"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>"
}
}
}
}.vscode/mcp.json
{
"servers": {
"actual-budget": {
"type": "stdio",
"command": "npx",
"args": [
"-y",
"actual-mcp"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>"
}
}
}
}~/.gemini/settings.json
{
"mcpServers": {
"actual-budget": {
"command": "npx",
"args": [
"-y",
"actual-mcp"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>"
}
}
}
}claude_desktop_config.json
{
"mcpServers": {
"actual-budget": {
"command": "npx",
"args": [
"-y",
"actual-mcp"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>"
}
}
}
}.trae/mcp.json
{
"mcpServers": {
"actual-budget": {
"command": "npx",
"args": [
"-y",
"actual-mcp"
],
"env": {
"ACTUAL_SERVER_URL": "<ACTUAL_SERVER_URL>",
"ACTUAL_PASSWORD": "<ACTUAL_PASSWORD>",
"ACTUAL_BUDGET_SYNC_ID": "<ACTUAL_BUDGET_SYNC_ID>",
"ACTUAL_BUDGET_ENCRYPTION_PASSWORD": "<ACTUAL_BUDGET_ENCRYPTION_PASSWORD>",
"ACTUAL_DATA_DIR": "<ACTUAL_DATA_DIR>"
}
}
}
}Environment variables
ACTUAL_SERVER_URLACTUAL_PASSWORDACTUAL_BUDGET_SYNC_IDACTUAL_BUDGET_ENCRYPTION_PASSWORDACTUAL_DATA_DIR
Replace the placeholders with your own credentials and keep them out of version control.